DPDP Act 2023 Compliant · AI Auto Insurance Intelligence

Fast, transparent vehicle claims powered by explainable AI.

Upload your policy, submit damage evidence with photos, and receive verifiable claim assessments in seconds with real-time clause matching.

Fernet AES-256 Field Encryption
India DPDP Act 2023 Verified
Google Gemini AI Reasoning Engine
Capabilities

Designed for clarity, built for accountability.

AI Triage Co-pilot

Evaluates damage photos, inspects policy exclusions, and drafts risk scores with clear explanations.

Verifiable reasoning

Instant Policy Ingestion

Upload any standard motor policy PDF. Extracts IDV, deductibles, riders, and validity dates in seconds.

OCR & clause parser

DPDP Consent Portal

Granular consent switches, automated JSON data exports, and right-to-erasure with 30-day grace periods.

Statutory compliance

Live Claim Audit Trail

Full transparent status progression with immutable audit records from submission to surveyor settlement.

7-year IRDAI retention
Workflow

Three steps from policy to payout.

01

Ingest Policy

Upload your comprehensive or third-party vehicle insurance document. Our extractor parses terms and exclusions.

02

Submit Evidence

Capture vehicle damage photos, log the incident time and location, and submit via our streamlined claim wizard.

03

Explainable AI Review

Get instant predictions, clause citations, and estimated repair amounts before surveyor assignment.

Data Governance

Engineered around Indian data privacy law.

CoverAI implements the Digital Personal Data Protection (DPDP) Act 2023 from first principles. Your sensitive personal and vehicular data remains under your absolute control.

Granular consent revocation for AI processing & data sharing
Right to Data Portability: export your complete dossier as JSON
Right to Erasure with 30-day pending withdrawal grace period
Fernet symmetric encryption for all PII fields at rest
Immutable audit records maintained in compliance with IRDAI standards
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DPDP Act 2023 Standard

India Regulatory Compliance Stack

Consent FrameworkNotice & Choice §6
Data Retention7-Year Regulatory
Cryptographic CipherAES-128-CBC + HMAC
Audit Log IntegrityAppend-only

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